Semira Mundt 
9 Things to Know Before You Refinance Your Mortgage Individual circumstances are more important than current mortgage rates By MICHELE LERNER Updated May 31, 2021 Reviewed by LEA D. URADU Fact checked by KIRSTEN ROHRS SCHMITT Table of Contents 1. Know Your Home’s Equity 2. Know Your Credit Score 3. Know Your Debt-to-Income Ratio 4. … Read more
October 2021 Market Insights Key insights from September 2021 (compared to September 2020)* New listings: 7,238 | -8.6% Median sales price: $341,750 | +10.2% Closed sales: 6,304 | -5.9% Pending sales: 5,590 | -14.4% Days on market: 23 | -37.8% Inventory: 8,306 | -15.6% Months’ supply: 1.5 | -21.1% September market remains historically hot as metrics continue slow swing toward balance The … Read more
Understanding Your Credit Score How is your Score Determined? Payment History 35% of your credit score is determined by your payment history. Simply, if you make your debt payments on time, your credit score may be on the rise. Late debt payments are reported to the credit agencies and can damage your credit. Amounts Owed 30% … Read more
Licensed in: MN (Agent) REALTOR®
